CVC-aligned · DPDP Act 2023 · Banking-grade

स्थानांतरण, सुशासित।Transfers,
governed.

Sanchalan is the system of recordfor officer transfers in India's public-sector banks — a configurable rule engine, an explainable recommendation engine, and a hash-chained audit ledger, engineered for the people who answer to the CVC and the CAG.

Workforce managed
84,503
across 18 circles · pilot
Active rules
41
CVC + CCS + PSB-Std
Hash-chained events
1.84L
tamper-evident
Annual General Transfer 2026
Western Circle · Scale I–V officers
47 breaches
Eligible
3,841
Drafted
2,109
Approved
1,684
Recent transfer orderslive
RM
Rajiv Menon
Chief Mgr · Treasury
Mumbai → Chennai
CVC: due
SG
Sunita Goyal
Sr Mgr · Credit
Delhi → Lucknow
Compliant
VR
V. Ramachandran
DGM · Vigilance
B'luru → Hyderabad
Sensitive 4y+
AK
Anil Kumar
Mgr · Branch Ops
Patna → Ranchi
Compassionate
Engine score
92 / 100
Rank
#1
In pilot or evaluation with
The problem · today

One excel sheet away from a CAG observation.

Most PSBs still move 30,000+ officers a year through spreadsheets, paper orders, and WhatsApp groups. It produces audit findings, grievances, tribunal cases, and demoralised officers. Sanchalan replaces that with a single, defensible system of record.

Without Sanchalan

The way it's done now · पुराना

  • ×Excel sheets shared on email; the "final" version is whoever sent it last.
  • ×Sensitive-post tenure tracked by a clerk's memory — 47% of CAG observations trace back to this.
  • ×Compassionate requests sit in three different inboxes; committee meets quarterly.
  • ×Order drafts retyped from circulars; no policy version control.
  • ×Audit trail = a pile of printouts in a steel almirah. RTI replies take 34 days on average.
  • ×Grievance → CAT tribunal in 3.8% of orders. Defence costs ~₹14L per case.
With Sanchalan

The way it should be · नया

  • Single workspace; one cycle, one ledger, every change versioned.
  • 3-year sensitive cap, 5-year station cap, gap-period — auto-detected nightly.
  • Compassionate intake structured; committee meets in-app with a documented vote.
  • Order drafts auto-cite the policy version (e.g. v3.1.2 / CVC OM 18-Aug-2017).
  • Hash-chained audit trail; export RTI bundle in under 8 minutes.
  • Pilot data: grievance rate 1.4% (industry 3.8%); 0 tribunal cases on engine-issued orders.
How a transfer happens

From cycle open to audit-sealed, in one ledger.

The same lifecycle every order follows — whether it's one officer or 50,000. Each phase has its own approvers, its own clock, and its own row in the audit log.

1
Phase 1

Cycle opens

CHRO sets window, scope, rule version. Eligibility frozen against the active ruleset.

transfer_cycles, employee_priority
2
Phase 2

Officers preference

Officers rank locations. Compassionate & mutual requests stay open in parallel.

employee_preferences, transfer_requests
3
Phase 3 · now

Engine recommends

41 rules evaluated per officer-branch fit. Output: ranked recs with full score breakdown.

recommendations, transfer_scores
4
Phase 4

HR decides & orders

HR accepts or overrides per officer. Orders draft, route, sign with DSC. Audit sealed.

hr_transfer_decisions, transfer_orders, approval_stages
The engine

Recommendations · विवेकपूर्ण
you can defend.

Every recommendation cites the rules it applied, the marks it received, and the data it relied on. Nothing happens in a black box. If a tribunal asks "why this officer to that branch?", the answer is one click.

01
11 hard rules. 22 scoring rules. Zero black-box.

Every rule is a versioned object with a citation, a severity, and a dry-run history. Publish only after CHRO sign-off.

02
Family · language · hardship · tenure

Score weights spouse co-location, mother-tongue match, hardship completion, sensitive-post cap, distance, and 17 other factors.

03
Mutual swaps resolved atomically

Pair detection finds two-way and three-way swaps. Either both move or neither does. No half-approved orphans.

RM
Rajiv Menon
BOB-184220 · Scale IV · Treasury
92
/ 100 · rank #1 of 8,114
Preference match (rank 1)
PSB Std §5.1
24/25
Spouse co-location
DoPT 09-Aug-2009
15/15
Tenure rotation (CVC)
CVC OM 18-Aug-2017
15/15
Station cap rotation
PSB Std §3.1
10/10
Vacancy criticality
auto
8/10
Scale fit
delegation v6
10/10
Language proficiency
PSB Std §5.2
8/10
Distance penalty
auto
2/5
Mumbai HQ → Chennai · Forex Desk
Compliance as code

Every order cites its authority.

Each rule in Sanchalan is mapped to its source — an RBI master circular, a CVC OM, a CCS rule, a DoPT memorandum. When the order prints, the citation prints with it. When the rule changes, the version changes.

CVC CVC framework

  • Sensitive post tenure ≤ 3yOM 18-Aug-2017
  • Sensitive→Sensitive cooling 120dOM 04-Sep-2019
  • CVO concurrence chainCVC Manual §4.2
  • Quarterly compliance reportauto-generated
  • Audit observation frameworkCVC Manual §5.1

PSB Banking

  • Station continuous ≤ 5yPSB Std v2.4 §3.1
  • Rural-exposure prerequisitePSB Std v2.4 §3.4
  • Bank service regulationsReg 14(a-d)
  • DFS seniority guidelinesDFS Apr 2025
  • Banking Regulation Act1949 amended

GOI Government

  • CCS (Conduct) Rules1964
  • CCS Joining Time RulesCCS-JT
  • Compassionate ground policyDoPT 12-Apr-2023
  • Spouse co-location policyDoPT 09-Aug-2009
  • Article 309 / 311 complianceConstitution
Hash-chained audit ledger

Tamper-evident · अपरिवर्तनीय
by construction.

Every order, decision, override, and rule publish is hashed and linked to the previous entry. If a single byte changes anywhere in the chain, every subsequent hash breaks. Stand up to CAG without breaking a sweat.

Tip hash
e09c4f71
Verified · 09:18 IST
11:42:18P. Subramanian (CHRO)order.approvedTO-26-04835 · 0xa7e1c4f2✓ verified
11:21:04D. Nair (Admin)recommendation.publishedcycle:AGT2026 · 9b3d7805…✓ verified
10:58:33A. Bhatia (HR)order.signedTO-26-04812 · 4e1c8b9a…✓ verified
10:04:02D. Nair (Admin)rule.publishedRULE-CVC-001 · 02f5d180…✓ verified
09:30:11M. Lal (BOB-882140)grievance.filedGR-2026-0144 · 6a37cf09…✓ verified
09:08:55A. Bhatia (HR)order.verifiedTO-26-04835 · 1f8d4c20…✓ verified
08:11:02R. Menon (BOB-184220)preference.submittedAGT2026 · 7b3e1124…✓ verified
04:11:32systemengine.run.completedAGT2026 · e09c4f71…✓ verified
03:00:00systemgeo.cache.rebuilt23,891 pairs · c4a2b108…✓ verified
02:30:14V. Iyer (CVO)observation.filedAO-2026-0048 · 9d61a0e7…✓ verified
Scale

Built for the workforce that runs Bharat.

One configurable platform; sector-specific policy templates out of the box. Each tenant runs its own cadres, rules, and approval chains — in its own VPC.

8.5M+
Banking officers
12 PSU + 20 private banks
12.4L
Railway employees
17 zones · 73 divisions
3.2M
Central Govt & PSUs
IAS, IPS, IFS, AIS cadres
7.0M+
State Government
28 states · 8 UTs
Built for India

Made in Bharat, · स्वदेशी
integrated end-to-end.

Sanchalan is not a generic SaaS retro-fitted for India. It speaks DigiLocker, signs with NIC eSign, hosts in MeitY-empanelled data centres, and exports to the systems your ministry already runs.

India-only data residency. Bilingual interface (Devanagari + Latin). Aadhaar-aware auth without storing the number.

DigiLocker
Documents fetched pre-verified, hash-checked.
Connected
NIC eSign / DSC
Every order digitally signed; DSC cert on the trace.
Connected
SAP SuccessFactors · HRMIS
Master sync of officer records, departments, branches.
Connected
Manav Sampada · UDIT
Bidirectional export for govt & railway tenants.
Connected
MeitY-empanelled hosting
Mumbai + Hyderabad. India-only residency. ISO 27001.
In progress
Inside Sanchalan

Architecture for tenants who can't take risks.

Frontend

  • React 18 · TS
  • Hindi & Latin
  • WCAG 2.1 AA
  • Offline-capable

Services

  • Go · per-tenant pods
  • OPA rule engine
  • Postgres + ClickHouse
  • Event sourcing

Audit chain

  • SHA-256 chain
  • WORM storage
  • DPDP §39
  • Nightly attestation

Security

  • SOC 2 Type II
  • ISO 27001
  • DSC + OTP MFA
  • India-only data
What pilot users say

From the desks that sign the orders.

For the first time, our CVC quarterly report was generated in nine minutes — not nine weeks. The chain held under scrutiny. That alone justified the pilot.
PS
P. Subramanian
CGM HR & Vigilance · Bank of Bharat
Compassionate cases used to take three months and a steel cabinet of photocopies. With Sanchalan, the committee meets in the app and the decision is on the order in the same week.
RG
R. Gulati
Director HR · Northern Railway zone (pilot)
Pilot terms

Move from spreadsheets to a प्रमाण system of record.

Pilot Sanchalan with one circle, one zone, or one department in six weeks. We deploy in your VPC, seed your master data, configure your rule set with your CVO, and run the AGT cycle alongside your existing process. You decide if it stays.

6-week pilot includes
One circle, one cycle, one verdict.
  • VPC deployment in MeitY data centre
  • Master data seed (officers, branches, scales)
  • Rule set configured with your CVO
  • Engine dry-run on previous AGT cycle
  • Daily Slack + weekly steering call
  • 30-day exit clause · no lock-in