Compliance & CVC

Quarterly compliance posture, breach analytics, and ready-to-file regulator returns

Overall posture

94.2%
↑ 2.1 pts vs Q4 FY25

Sensitive-post adherence

86.8%
688 holders need attention

Joining-time compliance

96.4%
avg slip 0.9 days

Breach categories

RuleSourceBreachesTrendAvg age of breach
Sensitive post 3-yr capCVC OM 18-Aug-2017183↑ 1274 days
Station continuous 5yPSB Std §3.192↑ 4112 days
Station cumulative 10yBank Reg 4741↓ 3148 days
Sensitive→Sensitive coolingCVC OM 04-Sep-201922↑ 122 days
Min tenure (2y) violationPSB Std §2.19↓ 234 days
Vigilance NOC missingCVO procedure6↓ 411 days

This quarter

Orders issued1,684
Orders requiring waiver118
Waivers granted97
Waivers denied21
Avg time-to-issue6.2 days
RTI requests received14
RTI auto-disclosed9
Tribunal cases active3

Breach intensity by circle & month

Past 12 months
Western
Northern
Southern
Eastern
Central
Less More

Regulator returns & reports

ReportFrequencyLast filedStatus
CVC Quarterly Return
Sensitive post compliance
Quarterly11 Apr 2026 (Q4 FY25)Q1 FY26 due 11 Jul
RBI Inspection Pack
HR governance section
Annual30 Sep 2025On schedule
DFS Performance DashboardMonthly02 May 2026Filed
RTI Self-Disclosure (§4(1)(b))ContinuousAuto-publishedUp to date
Board HR ReportQuarterly—Drafting